Cards

Easy and practical. All cards use state-of-the-art chip technology and are internationally recognized.
Access to money at home and abroad 24/7.

Credit cards

Sometimes I don’t want to make lump-sum payments at once. With the credit card I have a choice – I can pay at a future date, pay a certain percentage or pay in installments.

Where can I use credit cards?

  • To buy goods and services at home and abroad in a single payment at a future date, in installments or by paying a certain percentage.
  • To withdraw cash at home and abroad that will be paid off in installments
  • For safe online shopping
  • To buy GSM vouchers and HAC/ENC vouchers at HPB ATMs
  • For installment payments regardless of whether the point of sale offers payment in installments

What benefits does HPB offer?

  • Flexible payments, you choose your own payment method: deferred payment at once, payment of a certain percentage, installment payment
  • Contactless payment available
  • Access to electronic payment services: PayPal and Google Wallet
  • Information about incurred costs and limits available 24/7 via mobile, internet banking and HPB Contact Center at 0800 472 472
  • Numerous benefits available at the points of sale:
    – Benefits offered by credit card companies – Mastercard benefits / VISA benefits
    – Receive a 10% discount for purchases made with Pošta & HPB card at the Hrvatska Pošta

Credit cards in numbers

  • Payment in 3, 6 or 12 installments
  • Payment of 5, 10 or 20 percent of the total cost per revolving credit
  • Costs can be paid off on the 5th, 15th or 25th of a month
  • Find out about important costs and fees regarding the use of cards
  • Every card is protected by a daily limit and the number of allowed transactions

Prepaid cards

I want to have control over my spendings and shop online carefree. Prepaid cards make that possible.

Where can I use prepaid cards?

What benefits does HPB offer?

  • Quick card issuance
  • Over 1.500 cash-out points with no fees
  • Easy top-up
  • Benefits for payments
  • Access to electronic payment services: PayPal and Google Wallet

Prepaid cards in numbers

  • No subscription and monthly fee
  • Every card is protected by a daily limit and the number of allowed transactions
  • Limits on your – ideal for safe online shopping, children allowance, traveling
  • No overdrafting

Debit cards

It’s not always practical to carry a lot of cash in your wallet. So I always have my debit card with me.

Where can I use debit cards?

What benefits does HPB offer?

  • Over 1.500 cash-out points with no fees
  • Contactless payment available
  • A number of different benefits for payments made with Mastercard, Maestro and Visa cards
  • Access to electronic payment services: PayPal and Google Wallet
  • Safe online payment: Mastercard SecureCode and Verified by VISA

Debit cards in numbers

  • Over 600.000 HPB debit card users
  • Find out about important costs and fees regarding the use of cards
  • Every card is protected by a daily limit and the number of allowed transactions

What is the difference between credit, prepaid and debit cards?

With a credit card you can pay off your costs in a single payment at a future date, in installments or by paying a certain percentage. Bills for credit card payments are issued on a monthly basis.

With a prepaid card you can pay or withdraw money that has previously been added to the card. For payments made with a prepaid card, the money is immediately removed from the card. A prepaid card is not tied to a current account.

With a debit card you can pay or withdraw money available on your current or giro account.
For payments made with a debit card, the money is immediately removed from the card.