Loans
Loans for all needs.
Non-purpose loans
I want to travel, and I plan to buy a car soon. It takes more money than I have with me for my wishes and ideas, but I can realise them with non-purpose loans.
What can I use non-purpose loans for?
- To withdraw cash in desired amounts
- To purchase a car
- For education, recreation, hobbies or travel
- To realise various wishes, needs and ideas for which I do not have enough money of my own
What benefits does HPB offer?
- Possibility of taking out a non-purpose loan at the Bank’s branch office and postal offices.
- More favourable terms for loans if you open an account with income
Non-purpose loans in numbers
- Available at 55 branch offices of the Bank and 154 postal offices
- Possibility of taking out non-purpose loans of up to 40.000 euro or 300.000 kuna
- Repayment term of up to 10 years
Purpose loans
It is the intention that matters; for everything else, there is HPB.
Loan for preparing for the tourist season
- For the construction, refurbishment and furnishing of tourist facilities
- For the purchase of a vessel or other equipment for tourism-related activities
- For refinancing existing tourism loans taken out at the Bank and other banks
- Loan amount of 20.000 – 2.000.000 kuna or 2.500 – 250.000 euro
- Repayment term of up to 240 months
Student loan
- For the costs of enrolling in a private secondary school or grammar school
- For the costs of an undergraduate, graduate and postgraduate study programme in the country or abroad
- For the costs of purchasing textbooks or for the costs of additional education
- Loan amount of 700 – 20.000 euro
- Repayment term of up to 96 months
Housing loans
I’ve always wanted to own a flat, but it would’ve taken me many years to save the required amount myself. With a housing loan, I can get and furnish my own flat now.
What can I use housing loans for?
- To purchase real estate – a flat, house, land, garage or parking space
- To build or finish a property
- To furnish a property
- To refinance an existing housing loan
What benefits does HPB offer?
- You have a choice between loans in kuna and foreign currency loans.
- A choice between a fixed and variable interest rate
- The costs associated with the granting of a loan can be paid from the loan itself
Housing loans in numbers
- Maximum loan amount of 2.000.000 kuna or 265.000 euro
- Repayment term of up to 30 years
- You can repay your loan before you are 67 years old
