If you plan to expand or develop your business, Hrvatska poštanska banka offers you solutions for all your financial needs and expert advice of the HPB Team.

Loans for working capital

To finance your current business and maintain liquidity, select loans with a repayment term of up to one year

Financial monitoring frameworks

For frequent short-term financing needs, including guarantees and letters of credit

Investment loans

Financing your capital with HPB investment loans to improve your business

Project financing

Realize new projects with loans that are based on their future cash

Special loan programs

Choose different forms of financing within business cooperation with HBOR, HAMAG-BICRO, EBRD and EIB

Guarantees and letters of credit

Ensure with simple, secure and quality cooperation with your business partners using guarantees and letters of credit

A guarantee is an instrument for the payment of contractual obligations in a business cooperation. If the debtor does not fulfill their obligations within the deadline, the Bank will take over the payment of the amount agreed upon by the guarantee.

A letter of credit is a payment instrument by which the principal contractor (customer) makes available a certain amount to the user (seller) of the letter of credit. The user can take the funds when they meet the agreed terms.

Purchase of receivables

The possibility of financing by purchasing your customers’ outstanding receivables via discount of bills of exchange and on the basis of invoices and other commercial documentation


Find out information on EU grants